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What Physicians Should Know About Benefits for Small Business

Posted by Drew Hudson March 21, 2011 at 12:15 PM

As part of our NPA Anniversary week Webinar Series: Understanding the ACA, Jessica Stone of the Small Business Majority answered questions immediately following her 15 minute webinar on the benefits of the Patient Protection and Affordable Care Act for small businesses.

A recording of the webinar is posted below, but if you’ve still got a question about ACA benefits for small businesses, you may post them here and Jessica will answer for the next few days.

5 Responses to “What Physicians Should Know About Benefits for Small Business”

  1. Drew Hudson says:

    I am a small business owner and I love the idea of the insurance exchanges. But I don’t want to wait until 2014 to get info and be able to price shop between insurance plans. Is there anywhere I can find this info now?

    • Response:

      Yes, while the insurance exchanges will not be fully implemented until 2014, there is insurance plan information available now on This is the first time consumers can go to one website to compare plans. By answering a few questions, will list insurance options available to you in your state. You will also be able to compare price, coverage options, and review an insurer’s history of denials. There are over 3 billion result possibilities.

      By 2014, each state will have an insurance exchange set up where small businesses and their employees will be able to comparison shop. Plans will be organized by benefit level (bronze, silver, gold, platinum) and an individual can chose the plan that is best for them and their family.

  2. Bill Jordan says:

    Thanks for your presentation today. When you were talking about average income at small businesses, was this the average income of just the employees? Or does the average include the salary of the employer?

    • Average annual wages are calculated by dividing total wages paid by the employer to employees during a taxable year (box 5 of W-2 wages) by the number of FTEs for the year. An owner is not counted if s/he is a sole proprietor, a partner in a partnership, a shareholder owning more than 2% of an S corporation or an owner of more than 5% of other businesses.

      Family members are not counted if they are children or grandchildren; siblings or step-siblings; parents or grandparents; step-parents; nieces or nephews; aunts or uncles; sons- or daughters-in-law; fathers- or mothers-in-law; or brothers- or sisters-in-law.

      This means their hours and wages do not apply to the FTE count, the amount of average annual wages or the amount of premium costs paid.

  3. […] March 21 –  Benefits for Small Business with Jessica Stone Small Business Majority This webinar has been completed, a recording will soon be available. To learn more and join the discussion – click here. […]

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