Posted by Becky Martin, NPA Advocacy Director July 2, 2012 at 10:38 AM
This excerpt is from an article written by Cheryl Bettigole, MD, MPH, NPA President-Elect, it was originally published in Doctors Notes. Dr. Bettigole is a family physician and the Chief Medical Officer of Complete Care Health Network, a group of community health centers serving southern New Jersey.
This morning’s Supreme Court ruling on the Affordable Care Act means that the health law essentially goes into effect as scheduled with the exception of some questions about how states will choose to handle the Medicaid expansion in the law. So what effect will this have for families, working adults, and seniors here in New Jersey? For those who have insurance, you can expect few changes because the law leaves existing policies intact. For those without insurance, though, it is time to begin to explore the new options open to you or to your family members who may be going without access to the health care they need. Here’s a quick guide to the law’s provisions. I would encourage anyone with questions to also look at www.HealthCare.gov for a great step-by-step resource on coverage options.
If you have insurance: the only changes to expect are that if you have adult children they can stay on your insurance until the age of 26, and your preventive health care needs will not have out of pocket costs (these include well check-ups for kids and seniors, cancer screenings, immunizations, etc)….